BORIS SMOLGOVSKY

2303 Camino Ramon, Ste 160
San Ramon, CA 94583

(925) 244-1099 | (800) 323-7975
Fax: (925) 244-1148

NMLS # 238115 | DRE # 01361455

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Saturday, December 21, 2024
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We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for.

With a variety of loan programs and an established network of lenders behind us, we will find the loan that best suits your needs, at a very competitive rate. We offer conforming, non-conforming and government loan programs.

Let us guide you through the home buying or refinancing process, and provide you with the best service available.

Refinance Today

If your current interest rate is significantly higher than today's lowest rates, you may be able to roll your loan costs into the loan and still get a lower rate than you have today, thereby reducing your interest payments and saving money immediately. Have a loan consultant contact you to find out if you can save money by refinancing.

Market Commentary

Updated on December 20, 2024 10:09:23 AM EST

This morning’s important economic data came in Novembers Personal Income and Outlays report at 8:30 AM ET that gave us a sign inflation slowed some last month. This report has a good number of readings that bond traders are interested in, including the Fed’s preferred inflation gauges, and they all can be labeled favorable for rates. Most importantly, the overall and core PCE readings both fell short of forecasts, rising only 0.1% last month when they were expected to be up 0.2%. They both also came in lighter than expected on a year-over-year basis, up 2.8% and 2.4% respectively.
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