BORIS SMOLGOVSKY

2303 Camino Ramon, Ste 160
San Ramon, CA 94583

(925) 244-1099 | (800) 323-7975
Fax: (925) 244-1148

NMLS # 238115 | DRE # 01361455

BORIS SMOLGOVSKY image

BORIS SMOLGOVSKY

2303 Camino Ramon, Ste 160
San Ramon, CA 94583

(925) 244-1099 | (800) 323-7975
Fax: (925) 244-1148

NMLS # 238115 | DRE # 01361455

BORIS SMOLGOVSKY image
Tuesday, May 13, 2025
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We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for.

With a variety of loan programs and an established network of lenders behind us, we will find the loan that best suits your needs, at a very competitive rate. We offer conforming, non-conforming and government loan programs.

Let us guide you through the home buying or refinancing process, and provide you with the best service available.

We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for.

With a variety of loan programs and an established network of lenders behind us, we will find the loan that best suits your needs, at a very competitive rate. We offer conforming, non-conforming and government loan programs.

Let us guide you through the home buying or refinancing process, and provide you with the best service available.

Refinance Today

If your current interest rate is significantly higher than today's lowest rates, you may be able to roll your loan costs into the loan and still get a lower rate than you have today, thereby reducing your interest payments and saving money immediately. Have a loan consultant contact you to find out if you can save money by refinancing.

If your current interest rate is significantly higher than today's lowest rates, you may be able to roll your loan costs into the loan and still get a lower rate than you have today, thereby reducing your interest payments and saving money immediately. Have a loan consultant contact you to find out if you can save money by refinancing.

Market Commentary

Updated on May 12, 2025 10:17:01 AM EDT

The big news driving trading this morning is the trade agreement with China that drops the tariffs on both countries significantly from current levels. It is not a surprise stocks are rallying and bonds are posting losses on the news. The astronomical tariffs were thought to likely drive the U.S. economy into a recession. Lowering those tariffs eases the recession concerns. That said, the markets seem to be overreacting to the announcement. It is important to note that this is only 90-day temporary reprieve, not permanent. Furthermore, the revised lower tariffs are still much higher than they were before the trade war began. While the announcement is a step in the right direction, it doesn’t put a finality to the subject. Therefore, don’t be surprised to see bonds recover some of this morning’s losses and stocks pull back a little before the end of the day.
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