BORIS SMOLGOVSKY

2303 Camino Ramon, Ste 160
San Ramon, CA 94583

(925) 244-1099 | (800) 323-7975
Fax: (925) 244-1148

NMLS # 238115 | DRE # 01361455

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Thursday, March 20, 2025
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We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for.

With a variety of loan programs and an established network of lenders behind us, we will find the loan that best suits your needs, at a very competitive rate. We offer conforming, non-conforming and government loan programs.

Let us guide you through the home buying or refinancing process, and provide you with the best service available.

Refinance Today

If your current interest rate is significantly higher than today's lowest rates, you may be able to roll your loan costs into the loan and still get a lower rate than you have today, thereby reducing your interest payments and saving money immediately. Have a loan consultant contact you to find out if you can save money by refinancing.

Market Commentary

Updated on March 20, 2025 10:22:06 AM EDT

Last week’s unemployment update started this morning’s activities at 8:30 AM ET. It showed 223,000 new claims for jobless benefits were filed last week. This was an increase from the previous week’s revised 221,000 initial filings but lower than forecasts of 225,000. The increase includes a small portion of the fired federal employees as those claims start to show in these numbers. Rising claims are considered favorable news for bonds and mortgage rates. However, because the number was lower than expectations, we have to label it neutral to slightly negative for mortgage pricing.
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