BORIS SMOLGOVSKY

2303 Camino Ramon, Ste 160
San Ramon, CA 94583

(925) 244-1099 | (800) 323-7975
Fax: (925) 244-1148

NMLS # 238115 | DRE # 01361455

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Friday, April 19, 2024
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Interest Rates

Current Rates
See what current rates are today.

Rate Alert
Be notified when rates hit a certain level.

Rate Quote
Get a rate quote from a mortgage professional.

Several Factors Affect Your Mortgage Rate
Learn about all of the different factors that can change the interest rate of a mortgage.

Annual Percentage Rate (APR)
The true cost of the loan to the borrower expressed in the form of a yearly rate.

Lock In Your Interest Rate
What is a rate lock for and why do you need one.

Closing Costs Explained
Closing costs are the actual expenses that the lender incurs in the origination of a new home loan.

Should I Pay Points
A point is an upfront fee that reduces your monthly interest rate and total interest due over the life of the loan.

Mortgage Calculations by Hand
Learn the formulas for calculating interest rates and payments.