BORIS SMOLGOVSKY

2303 Camino Ramon, Ste 160
San Ramon, CA 94583

(925) 244-1099 | (800) 323-7975
Fax: (925) 244-1148

NMLS # 238115 | DRE # 01361455

BORIS SMOLGOVSKY image
Wednesday, May 01, 2024
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We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for.

With a variety of loan programs and an established network of lenders behind us, we will find the loan that best suits your needs, at a very competitive rate. We offer conforming, non-conforming and government loan programs.

Let us guide you through the home buying or refinancing process, and provide you with the best service available.

Refinance Today

If your current interest rate is significantly higher than today's lowest rates, you may be able to roll your loan costs into the loan and still get a lower rate than you have today, thereby reducing your interest payments and saving money immediately. Have a loan consultant contact you to find out if you can save money by refinancing.

Market Commentary

Updated on May 1, 2024 10:09:13 AM EDT

April’s ADP Employment report kicked-off today’s activities at 8:15 AM ET. It showed 192,000 new private-sector jobs were added to the economy last month. This was closer to the higher end of the range of predictions, but an upward revision to March’s number (184k to 208k) means we still saw the expected monthly decline. Since the total number of new jobs was higher than predicted, we have to label the report neutral to slightly negative for mortgage rates.
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